- ADVERTISEMENT -
3. Discover it® Cash Back
The Discover it® Cash Back card offers some of the best rotating categories for big savings.
- Cash Back Rates:
- 5% cash back on rotating categories (e.g., gas, grocery, Amazon, PayPal) up to $1,500 each quarter.
- 1% on everything else.
- Unique Feature: Cashback Match™ – Discover will match all the cash back you earn in your first year.
- Annual Fee: $0
- Best For: Maximizing rewards in bonus categories like groceries, gas, or online shopping.
4. Chase Sapphire Preferred®
The Chase Sapphire Preferred® is one of the best travel rewards cards in the U.S.
- Rewards Rates:
- 5x on travel through Chase Ultimate Rewards
- 3x on dining, streaming, and online groceries
- 2x on all other travel
- 1x on everything else
- Sign-Up Bonus: Earn 60,000 points (worth up to $750 in travel).
- Annual Fee: $95
- Best For: Frequent travelers and dining enthusiasts.
This card’s points can be transferred to airline and hotel partners, making it one of the most valuable rewards cards available.
- ADVERTISEMENT -
5. American Express® Blue Cash Preferred®
If you spend a lot on groceries and streaming, this card is unbeatable.
- Cash Back Rates:
- 6% at U.S. supermarkets (up to $6,000 per year)
- 6% on streaming services
- 3% on transit and gas
- 1% on everything else
- Welcome Offer: $250 statement credit after spending $3,000 in the first 6 months.
- Annual Fee: $95 (but can be easily offset by high grocery savings).
- Best For: Families, grocery shoppers, and people who love streaming services.