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6. Capital One SavorOne® Cash Rewards
The Capital One SavorOne® is perfect for people who love dining and entertainment.
- Cash Back Rates:
- 3% on dining, entertainment, streaming services, and grocery stores
- 1% on everything else
- Welcome Bonus: $200 after spending $500 in the first 3 months.
- Annual Fee: $0
- Best For: Foodies, Netflix binge-watchers, and people who spend a lot on entertainment.
7. Wells Fargo Active Cash® Card
The Wells Fargo Active Cash® card is another flat-rate rewards option.
- Cash Back Rates:
- Unlimited 2% cash back on all purchases.
- Welcome Offer: $200 cash rewards bonus after spending $500 in the first 3 months.
- Annual Fee: $0
- Best For: People who want unlimited cash back with no categories.
8. Bank of America® Customized Cash Rewards
This card lets you choose your bonus category, giving you more control.
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- Cash Back Rates:
- 3% in a category of your choice (gas, online shopping, dining, travel, drugstores, or home improvement).
- 2% at grocery stores and wholesale clubs.
- 1% on everything else.
- Welcome Bonus: $200 after spending $1,000 in the first 90 days.
- Annual Fee: $0
- Best For: People who want flexibility and higher rewards in a specific spending category.
9. U.S. Bank Altitude® Go Visa Signature® Card
This card focuses on dining and streaming.
- Cash Back Rates:
- 4% on dining (including takeout and delivery)
- 2% on grocery stores, streaming, and gas
- 1% on everything else
- Welcome Bonus: 20,000 points (worth $200) after spending $1,000 in the first 90 days.
- Annual Fee: $0
- Best For: Dining lovers and people who spend on food delivery apps.